Together with the Top notch Professional+ strategy, you pay back no premiums for nearly 9 months when you get parental allowance

Like a controlled wellness insurance, we are not able to just increase rates any time we wish. Premiums can raise when real wellbeing expenses generally speaking differ in excess of 5% from what we calculated. This will only happen as a result of inflation and soaring healthcare expenditures.

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We reimburse therapies from naturopaths with alternate therapy approaches which include homeopathy or all-natural cures

Your edge: Even medicines that the health care provider prescribes for you personally, which tend not to necessarily require a prescription, for instance headache tablets or nasal spray, are also protected by ottonova

Go ahead now to save time and money by choosing our electronic non-public health and fitness insurance coverage, with English-speaking support in real time!

In line with German regulation, you could only take out private entire insurance plan having an income over the yearly profits threshold.

Sign up for a free of charge consultation with our English-speaking insurance policies gurus to locate the most effective tariff for yourself.

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Our focused English-speaking team saves you time and problems. Whatsoever concern You could have, the Concierge is there that will help and guide through our app or on the telephone. We guidebook you with the healthcare program and in some cases plan your medical professional's appointments in your case.

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Normally, private insurance policies options assist you to save for the potential - you may fork out extra now, so that the rates don't rise later. But if you are only organizing on remaining in Germany for a short time - under 60 months - then there is no ought to established this extra cash aside.

Midwifery services before, all through and once the start and also intensive care nearly thrice every day

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Appointment scheduling through our Concierge Directly to the expert, entry to non-public Physicians through ottonova concierge Corrective lenses, e.

Appointment confirmation: We now have sent you a confirmation e-mail. Your appointment is only booked after you have confirmed your electronic mail handle.